Lifestyle credit cards - to meet all your lifestyle related needs such as movies, dining, golfing etc.Premium credit cards - offer exclusive privileges and perks to meet the distinct needs of the cardholders.Fuel credit cards - these cards come with cashback or discounts on fuel spends.Shopping credit cards - ideal for those who love to shop as they come with discounts and rewards at partner stores.Cashback credit cards - offer you cashback for all your spends, with certain spends offering the highest cashback.Travel credit cards - offer a variety of travel benefits such as complimentary airport lounge access.Rewards credit cards - let you earn reward points for all your spends, and the ability to earn higher points for certain category of spends.Co-branded credit cards - offered by the credit card issuer in partnership with another company and come with a range of benefits.Some of the popular types of credit cards available include the following: By making timely payments on your card and in full, you can build your credit history and improve your credit score.Ĭredit card issuers in India offer a variety of credit cards to cater to the varied needs and preferences of the users. Owning a credit card helps you build a healthy credit score or a CIBIL score. This feature allows the cardholders to convert their credit card transactions into easy monthly instalments (EMIs). Today, most credit cards that are issued in India are international credit cards and are accepted by various merchants all over the world. Some premier cards come with a comprehensive insurance policy that provides coverage against air accidents, life, lost baggage, lost card, outstanding, and other benefits.Ĭredit cardholders can transfer the outstanding balance of their existing cards issued by one bank to the credit card account of another bank and pay off the balance at a lower interest rate. The offer varies from one bank to another.Ĭardholders can apply for add-on credit cards for their immediate family members and share the benefits of their card. ![]() Some credit cards offer complimentary airport lounge access to cardholders. ![]() Travel benefits of credit cards include air miles, airport lounge access, travel insurance, airline offers, hotel offers, and other benefits. Many credit cards offer cashback on daily spends and help the cardholder save money.Ĭardholders can enjoy various lifestyle benefits on their credit cards, such as offers on dining, shopping, wellness, entertainment, and other benefits. Many banks offer a welcome gift to new credit card applicants once the card is issued through Bonus Reward Points, Vouchers, Discounts, and other Benefits.Īll credit cards generally have a reward program, which allows cardholders to earn reward points on every transaction they make using their cards.īanks offer a fuel surcharge waiver to the cardholders on spending a specific amount of money on fuel every month. Overall, they provide convenience and extra advantages for consumers. You can earn rewards like points or cashback on your purchases, enjoy travel perks such as access to airport lounges and travel insurance, and get protection for your purchases with extended warranties.Ĭredit Cards also offer the flexibility to pay off balances over time and provide fraud protection. They allow you to make online and in-store secure payments, build a good credit history, and offer you access to funds in an instant during emergencies. ![]() RBL Bank BankBazaar SaveMax Co-branded Credit CardįinBooster: YES BANK – BankBazaar Co-branded Credit CardĬredit Cards come with a range of features and benefits.
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